Property bought from a developer before construction is complete, paid via a staged payment plan.
Off-plan property is real estate purchased from the developer during the construction phase, typically with a staged payment plan tied to construction milestones. The buyer signs an SPA, registers an Oqood, and takes ownership at handover when the title deed is issued.
Off-plan is where Dubai's best capital appreciation has historically lived, but it also carries the highest project-level risk. Mario only recommends off-plan from Tier 1 developers with verified escrow accounts and a proven handover record. Buyers should expect 18 to 48 months from booking to handover depending on the project phase. Standard payment plans run 60-40, 50-50, or post-handover (with 30 to 50 percent paid after keys).
Mario walks every European investor through these mechanics on the first call. The diligence trail is what separates a clean deal from a regret.